Identity Theft and Traveling

Whether you’re making travel reservations or vacationing and giving out credit card information, it’s important to be aware of your habits and make sure the sites you submit your information to are verified and safe – especially because travelers are at high risk of identity theft. Go inside a bank branch if you can, but if you need to use an ATM in an unfamiliar area, double check to make sure the device and the surroundings aren’t suspicious. The last thing you want is someone stealing your personal information.

Identity theft is one of the fastest growing crimes in the world today.  Unfortunately at some point in time, you probably will be a victim of ID Theft or know someone who was a victim.  Identity theft is one of those crimes that you may not know you are a victim until you go to make a big purchase or you get a letter in the mail about someone you owe money to and you had no clue about it.

We all know about Financial Identity Theft which is your credit or your bank account, but did you know there are 4 other different types of identity theft out there?  The second one is Character/Criminal, where someone wants to become you.  The third one is Medical in which someone gets a hold of your information and gets medical attention under your name.  The fourth one is Social Security in which someone is using your SSN to get employment. Last but not least, the fifth one is Drivers License theft in which someone obtains a drivers license with your information and their picture on it.

I know you might be saying that you have ID Theft protection through your bank and that is great, but your bank is only going to cover your financial assets.  What happens with the other four types of ID Theft that are out there?  Are banks going to protect you from the other forms of  identity theft?  That is a question you have to ask yourself and the banks where you have that protection. It often is a good idea to only carry a couple credit cards on a trip and alert your bank of your departure so they will be more aware of suspicious activity that might occur.

Lastly, if you have never heard of the The Michelle Brown Story, I encourage you to Google it.  It’s a true Identity Theft story.

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